shopping issue
from Tender@lemmy.dbzer0.com to security@lemmy.ml on 01 Nov 2024 16:01
https://lemmy.dbzer0.com/post/30694293

hi everyone!! i need ur help with a security matter!! pardon me my bad English. It’s my first time buying online I wanna buy something from eBay with my bank card but eBay doesn’t provide 3d security which is another layer of security I’m afraid that my personal might get leaked if i used it like that and i don’t wanna open a PayPal account since I’m only using this once plus PayPal fees and deductions are high for someone like me and the extra custom charges are already taking a lot of my money that i was planning to buy other things!! what to do know??? google wallet? deactivating e-commerce international payment after I’m done purchasing ??? pls help me and thank you! btw this is why crypto should take over!!! 🥹😓

#security

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CameronDev@programming.dev on 01 Nov 2024 16:08 next collapse

Might be a good idea to state your country. AFAIK, PayPal has no fees at all in my country, I assumed it was the same everywhere.

Can you get another bank account and card with no overdraft, and keep its balance near zero when not using it? When you buy, transfer the amount to the card and use it in whatever sketchy site you like. As long as its zero balance the rest of the time its relatively safe.

Tender@lemmy.dbzer0.com on 01 Nov 2024 16:15 collapse

tks for helping !!! I’m from a poor African country called morocco and I’m a student i have in my bank account just what i need to buy that item i need to buy this item very fast and i takes around 20 days here to get your card after opening your account another aaccount won’t work for me

merde@sh.itjust.works on 01 Nov 2024 19:27 next collapse

I’m from a poor African country called morocco

relatively poor ☞ en.wikipedia.org/…/List_of_countries_by_GDP_(PPP)…

en.wikipedia.org/wiki/List_of_banks_in_Morocco

avec Société générale vous devez avoir une confirmation de paiement par sms. Sans ce code le paiement n’est pas confirmé.

you can also “bloquer le plafond” if you only have the necessary amount in your bank account. This way, even if things go wrong, you can’t be overcharged.

Tender@lemmy.dbzer0.com on 02 Nov 2024 09:25 next collapse

Thank you so much

Tender@lemmy.dbzer0.com on 02 Nov 2024 09:27 collapse

Tks bro

CameronDev@programming.dev on 02 Nov 2024 01:41 collapse

Opening a new account should be relatively quick, even if you don’t get your card. So create a new account, and transfer most of your money into it. Buy the item with your current card.

Fwiw, even without 3d secure, eBay is pretty safe to use, they are a huge corporation, and they know how to safely do transactions.

Tender@lemmy.dbzer0.com on 02 Nov 2024 09:25 collapse

Ok thanks 😊then I’ll do it

mspencer712@programming.dev on 01 Nov 2024 16:24 collapse

Payment card transactions can be disputed or reversed. Cryptocurrency transactions cannot be easily reversed. Reversal is an important capability because sometimes customers or merchants lie, or they can have problems fulfilling their obligations.

When the buyer and seller are in the same country, or are in countries with legal and criminal justice systems which cooperate, transaction risk is lower so fees can be lower.

Tender@lemmy.dbzer0.com on 01 Nov 2024 16:28 next collapse

ummm…anyway i don’t have crypto anyway haha i just shared that thought. maybe in the future!!!

[deleted] on 01 Nov 2024 16:30 collapse

.

Tender@lemmy.dbzer0.com on 01 Nov 2024 16:30 collapse

anyway can u help me with this problem now pls