Does anyone know of good single-use virtual credit cards. Specifically for online purchases like flights or hotels where you can limit the card to one time use or a max limit? (www.rbcroyalbank.com)
from NarrativeBear@lemmy.world to privacy@lemmy.ml on 03 Jul 18:11
https://lemmy.world/post/32419719

cross-posted from: lemmy.world/post/28567151

A few cards that I read about.

RBC virtual card, seems to do what I need. But it’s available for business use only.

Robinhood Gold Card, only in the states.

Wise, not sure if exact limits are available.

Context: I recently purchased a hotel stay where a merchant charged my card for the advertised price on their website, the amount was then refunded. Then another merchant charged my card a higher amount (a few hundred) all in a few seconds of the original transaction.

Edit: I found Wise provides limits on their virtual cards. I have yet to test how this works and if the transaction is declined for Insufficient funds, does anyone have experience with this?

#privacy

threaded - newest

porcupine@lemmygrad.ml on 03 Jul 18:16 next collapse

www.privacy.com/pricing

RadicalRebel@sh.itjust.works on 03 Jul 18:29 next collapse

This is easy as I’ve been nerding out on privacy for more than a decade at this point, but privacy.com is the move here! It’s a phenomenal service (even their free tier) which lets you make one time use cards, cards locked to a specific business, or just general use cards. You can set spending limits on all of their cards, and you can set these limits for a defined period of time. Privacy.com is the bee’s knee’s, truly don’t know what I’d do without em these days!

scytale@lemmy.zip on 03 Jul 18:42 next collapse

What happens if you get a full refund on a purchase where you used a one-time card that no longer exists?

nathan@piefed.alphapuggle.dev on 03 Jul 18:55 next collapse

I've tried and it's returned to my bank account just fine. Their purchase disputes are pretty easy too

Pika@sh.itjust.works on 03 Jul 19:48 collapse

The way privacy cards work are very similar to when you close a bank account where The account still exists for a certain amount of time afterwards It just can’t be charged too further, so refunds or canceling of previous ones will work fine. However, charging new stuff to the card will not.

NarrativeBear@lemmy.world on 03 Jul 19:13 collapse

Should have specified, anything equivalent for Canadians. I was interested in Privacy.com but the TOS are only for the USA.

ceiron@europe.pub on 03 Jul 20:02 next collapse

Revolut has a single-use card feature. The (virtual) card regenerates with a new number after each purchase.

Cris16228@lemmy.today on 03 Jul 20:19 next collapse

Looking for something similar for EU, the only one I know is Revolution but doesn’t work for me

relic4322@lemmy.ml on 03 Jul 20:37 next collapse

the two I heard about are mysudo.com and privacy.com. I think both are US only. Are they both based in the US? It didnt say on the privacy.com about us page

DrunkAnRoot@sh.itjust.works on 03 Jul 22:38 next collapse

theres privacy.com dk if its us only tho

phoenixz@lemmy.ca on 03 Jul 23:21 next collapse

Revolut has nice virtual cards, i use them all the time

Stowaway@midwest.social on 04 Jul 00:22 next collapse

Login to your credit card portal and check if they have it. I noticed mine has it as a free service now.

Edit: free service with my my cc account not straight up free to everyone with no cc.

arch@feddit.nl on 04 Jul 05:25 next collapse

Revolut has disposable cards and only valid for one time paynent

slowbyrne@lemmy.zip on 04 Jul 06:09 collapse

A bit more setup is required but I love having a Wise (formerly TransferWise) account for the virtual cards and the low fee currency conversion.